Financial Education for Ages 12 to 14

Comprehensive List for Ages 12 to 14 – What We Offer

At Money Prep Academy®, the 12—to 14-year-old category focuses on advanced financial skills, entrepreneurship, leadership, and preparing for financial independence. This is a critical stage at which children start making decisions that shape their future.


1. Interactive Learning Materials

  • Advanced Workbooks: Includes "Mastering Advanced Budgeting," "Entrepreneurial Skills for Teens," and "Introduction to Investments."
  • Goal-Setting Activity Books: Exercises on long-term financial planning and goal achievement.
  • Leadership Development Guides: Activities and strategies for leading financial projects and team-based initiatives.
  • Savings and Investment Trackers: Tools to visualize financial progress and simulate growth.
  • Small Business Plan Templates: Step-by-step guides for creating and presenting entrepreneurial ideas.

2. Games and Play-Based Learning

  • Investment Simulation Games: Practice managing mock portfolios and balancing risk vs. reward.
  • Entrepreneurial Quest Board Game: Learn how to start and scale a business.
  • Leadership and Collaboration Challenges: Group games to build teamwork and project management skills.
  • Financial Trade-Off Games: Reinforce opportunity cost and decision-making skills.
  • Real Estate Tycoon Game: Introduces real estate basics, including buying, renting, and selling properties.

3. Hands-On Tools

  • Advanced Budgeting Planners: Comprehensive templates for managing income and expenses.
  • Mock Business Project Kits: Includes all resources to brainstorm, plan, and simulate a small business.
  • Investment Portfolio Trackers: Tools to explore how diversified investments grow over time.
  • Savings Milestone Posters: Visual tools for tracking progress toward large financial goals.
  • Leadership and Finance Tools: Guides for managing team budgets and leading financial projects.

4. Digital Resources and Apps

  • Entrepreneurship Planner App: Guides teens through launching and managing small businesses.
  • Real Estate Learning App: Simulates property buying, renting, and selling scenarios.
  • Advanced Budgeting App: Offers detailed budgeting tools and real-world scenarios.
  • Compound Interest Simulator App: Visualizes how savings grow with interest over time.
  • Financial Ethics Quiz App: Teaches the importance of responsible and ethical decision-making.

5. Monthly Subscription Kits

  • Teen Entrepreneur Box: Activities, guides, and resources for developing entrepreneurial skills.
  • Investment Starter Pack: Tools and exercises to explore stock markets and other investments.
  • Leadership Builder Box: Focused on project management, teamwork, and decision-making skills.
  • Real-World Budgeting Kit: Practical activities for handling real-life budgeting scenarios.
  • Passive Income Exploration Box: Teaches how to generate and manage recurring income streams.

6. Workshops and Events

  • "Advanced Budgeting and Saving" Workshop: Hands-on sessions on managing detailed budgets.
  • "Introduction to Passive Income" Workshop: Explore sources like royalties, investments, and rental income.
  • "Small Business Starter Workshop": Guides on brainstorming, planning, and executing business ideas.
  • Investment Basics Bootcamp: Teaches stocks, bonds, and mutual funds.
  • Family Leadership Events: Collaborative sessions to foster teamwork and leadership in finances.

7. Parent Resources

  • "Guiding Teens Toward Financial Independence": A guide to mentoring teenagers on advanced financial skills.
  • Joint Financial Goal Planners: Tools for setting and tracking shared family goals.
  • Supporting Teen Entrepreneurs: Advice on encouraging and guiding business ventures.
  • Tax and Budgeting Basics for Families: Guides on introducing teens to household financial management.
  • Long-Term Wealth Planning for Teens: Tips on teaching teens about retirement savings, investments, and legacy planning.

8. School and Educator Resources

  • Classroom Kits for Advanced Financial Topics: Includes materials for teaching investing, entrepreneurship, and leadership.
  • Detailed Lesson Plans for Teachers: Covers budgeting, passive income, and real-world financial scenarios.
  • Mock Business Challenge Resources: Tools for running entrepreneurial projects in schools.
  • Teacher Workshops: Training on advanced financial education strategies.
  • Group Financial Games: Interactive classroom games like "Investment Challenge" and "Budget Master."

9. Fun Merchandise

  • Teen Financial Planner Journals: Designed to encourage goal-setting and tracking.
  • Motivational T-Shirts and Accessories: Includes slogans like "Future CEO" or "Investment Guru."
  • Customized Savings Jars: With labels like "Dream Savings," "Investment Fund," and "Business Capital."
  • Entrepreneurship-Themed Accessories: Includes notebooks, pens, and bags.
  • Reward Stickers and Magnets: Celebrate progress and achievements in financial learning.

10. Key Financial Concepts Taught

  • Advanced Budgeting: Learn how to create and manage detailed budgets for personal and entrepreneurial goals.
  • Introduction to Passive Income: Explore ways to earn recurring income from investments, royalties, and businesses.
  • Entrepreneurial Thinking: Develop and present business plans and explore scalability.
  • Investing Basics: Understand stocks, bonds, and mutual funds, and how to diversify investments.
  • Smart Spending and Saving: Make informed decisions by comparing value and prioritizing goals.
  • Real Estate Basics: Learn how buying, renting, and selling properties contribute to wealth-building.
  • Leadership in Finance: Build skills to lead projects, manage team budgets, and collaborate on financial decisions.
  • Financial Safety and Ethics: Avoid scams, secure finances, and understand the importance of ethical spending and investing.

Call to Action

Empower teens aged 12 to 14 with advanced financial skills, leadership opportunities, and entrepreneurial tools. Explore our programs and resources today!

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